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	<title>Comments on: To Settle or Not To Settle</title>
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	<link>http://www.talkaboutdebt.com/to-settle-or-not-to-settle</link>
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	<lastBuildDate>Sun, 27 Jan 2008 14:10:22 -0600</lastBuildDate>
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		<title>By: debtsettlement</title>
		<link>http://www.talkaboutdebt.com/to-settle-or-not-to-settle/comment-page-1#comment-7</link>
		<dc:creator>debtsettlement</dc:creator>
		<pubDate>Thu, 17 Jan 2008 00:53:47 +0000</pubDate>
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		<description>The above comment by Chris points out exactly what I?ve been saying 
about debt company fees. They are at the WRONG end of the program. In 
the old days, we used to charge a very small retainer up front, but 
the main fee was based on a percentage of the savings achieved during 
the negotiation. So the fees were based on success, and did not interfere 
with the client?s ability to accumulate funds for some early settlements. 
Nowadays, it?s a rare company that operates this way, and the result is 
that very few settlements take place during the first 12 months clients 
are enrolled in a third-party debt settlement program. Skip the fees! Learn 
how to do this yourself. You?ll be out of debt faster, and you?ll have 
more control over the process. 
&lt;a href=&quot;http://mydebtmanagementonline.com&quot; rel=&quot;nofollow&quot;&gt;debt negotiation and settlement&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>The above comment by Chris points out exactly what I?ve been saying<br />
about debt company fees. They are at the WRONG end of the program. In<br />
the old days, we used to charge a very small retainer up front, but<br />
the main fee was based on a percentage of the savings achieved during<br />
the negotiation. So the fees were based on success, and did not interfere<br />
with the client?s ability to accumulate funds for some early settlements.<br />
Nowadays, it?s a rare company that operates this way, and the result is<br />
that very few settlements take place during the first 12 months clients<br />
are enrolled in a third-party debt settlement program. Skip the fees! Learn<br />
how to do this yourself. You?ll be out of debt faster, and you?ll have<br />
more control over the process.<br />
<a href="http://mydebtmanagementonline.com" rel="nofollow">debt negotiation and settlement</a></p>
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